{"id":863,"date":"2020-08-25T17:08:27","date_gmt":"2020-08-25T17:08:27","guid":{"rendered":"https:\/\/www.dev.bci-inc.ca\/?page_id=863"},"modified":"2020-08-31T19:42:26","modified_gmt":"2020-08-31T19:42:26","slug":"pooled-programs-and-bci-solution-bci-care","status":"publish","type":"page","link":"https:\/\/dev.bci-inc.ca\/en\/pooled-programs-and-bci-solution-bci-care\/","title":{"rendered":"Pooled programs and BCI Solution\/BCI Care"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"863\" class=\"elementor elementor-863 elementor-534\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78ed0e2a elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78ed0e2a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6c4c545c\" data-id=\"6c4c545c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e546039 elementor-widget elementor-widget-uael-infobox\" data-id=\"1e546039\" data-element_type=\"widget\" data-widget_type=\"uael-infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div class=\"uael-module-content uael-infobox uael-imgicon-style-normal  uael-infobox-left  infobox-has-icon uael-infobox-icon-above-title  uael-infobox-link-type-none\">\n\t<div class=\"uael-infobox-left-right-wrap\">\n\t\t\t\t\t\t<div class=\"uael-infobox-content\">\n\t\t\t\t\t\t\t<div class=\"uael-module-content uael-imgicon-wrap \">\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class='uael-infobox-title-wrap'><h4 class=\"uael-infobox-title-prefix elementor-inline-editing\" data-elementor-setting-key=\"infobox_title_prefix\" data-elementor-inline-editing-toolbar=\"basic\" >BCI by your side<\/h4><h2 class=\"uael-infobox-title elementor-inline-editing\" data-elementor-setting-key=\"infobox_title\" data-elementor-inline-editing-toolbar=\"basic\" >For Non-Traditional Plans<\/h2><\/div>\t\t\t\t\t\t\t\t\t<div class=\"uael-infobox-text-wrap\">\n\t\t\t\t<div class=\"uael-infobox-text elementor-inline-editing\" data-elementor-setting-key=\"infobox_description\" data-elementor-inline-editing-toolbar=\"advanced\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b8f5203\" data-id=\"b8f5203\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a41e466 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a41e466\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d8c2ba0\" data-id=\"2d8c2ba0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f0b3bf8 elementor-widget elementor-widget-text-editor\" data-id=\"1f0b3bf8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tIt\u2019s hard as a small organization to negotiate with insurers\u2026Unless you join together with other businesses with similar needs and challenges.\n<br\/><br\/>\nThat\u2019s the idea behind pooled-risk plans or multi-employer plans that allow SMEs and associations to take advantage of enhanced coverage at affordable and stable prices.\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d5991ba elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d5991ba\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-42922068\" data-id=\"42922068\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2598c3cc elementor-widget elementor-widget-uael-infobox\" data-id=\"2598c3cc\" data-element_type=\"widget\" data-widget_type=\"uael-infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div class=\"uael-module-content uael-infobox uael-imgicon-style-normal  uael-infobox-center  infobox-has-icon uael-infobox-icon-above-title  uael-infobox-link-type-none\">\n\t<div class=\"uael-infobox-left-right-wrap\">\n\t\t\t\t\t\t<div class=\"uael-infobox-content\">\n\t\t\t\t\t\t\t<div class=\"uael-module-content uael-imgicon-wrap \">\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class='uael-infobox-title-wrap'><h5 class=\"uael-infobox-title-prefix elementor-inline-editing\" data-elementor-setting-key=\"infobox_title_prefix\" data-elementor-inline-editing-toolbar=\"basic\" >Joining together<\/h5><h2 class=\"uael-infobox-title elementor-inline-editing\" data-elementor-setting-key=\"infobox_title\" data-elementor-inline-editing-toolbar=\"basic\" >A Good Way to Optimize Benefits<\/h2><\/div>\t\t\t\t\t\t<div class=\"uael-separator-parent\">\n\t\t\t\t<div class=\"uael-separator\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"uael-infobox-text-wrap\">\n\t\t\t\t<div class=\"uael-infobox-text elementor-inline-editing\" data-elementor-setting-key=\"infobox_description\" data-elementor-inline-editing-toolbar=\"advanced\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-406e8f61 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"406e8f61\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-33c6774e\" data-id=\"33c6774e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24d92ceb elementor-widget elementor-widget-heading\" data-id=\"24d92ceb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Thanks to a pooled program, small organizations can aim at offering benefits similar to those of large businesses. But at a lower cost.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-25b65089\" data-id=\"25b65089\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b9e9f2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4b9e9f2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/dev.bci-inc.ca\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Best rates because of the volume effect.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fewer fluctuations in price over time: the bigger the group is, the better the financial forecast and stability of the plan\u2019s performance.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A greater flexibility within the plan and options: all members are not forced to have the same coverage.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">More involvement from insurers and providers.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Greater coverage, with or without proof of insurability.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Access to products and services that are usually only available to large businesses.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e041ed elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e041ed\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6e6bd5d4\" data-id=\"6e6bd5d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48c45a1 elementor-widget elementor-widget-uael-infobox\" data-id=\"48c45a1\" data-element_type=\"widget\" data-widget_type=\"uael-infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div class=\"uael-module-content uael-infobox uael-imgicon-style-normal  uael-infobox-left  infobox-has-icon uael-infobox-icon-above-title  uael-infobox-link-type-none\">\n\t<div class=\"uael-infobox-left-right-wrap\">\n\t\t\t\t\t\t<div class=\"uael-infobox-content\">\n\t\t\t\t\t\t\t<div class=\"uael-module-content uael-imgicon-wrap \">\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class='uael-infobox-title-wrap'><h5 class=\"uael-infobox-title-prefix elementor-inline-editing\" data-elementor-setting-key=\"infobox_title_prefix\" data-elementor-inline-editing-toolbar=\"basic\" >No matter your size or structure<\/h5><h2 class=\"uael-infobox-title elementor-inline-editing\" data-elementor-setting-key=\"infobox_title\" data-elementor-inline-editing-toolbar=\"basic\" >There is <br \/>a Plan for You<\/h2><\/div>\t\t\t\t\t\t<div class=\"uael-separator-parent\">\n\t\t\t\t<div class=\"uael-separator\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"uael-infobox-text-wrap\">\n\t\t\t\t<div class=\"uael-infobox-text elementor-inline-editing\" data-elementor-setting-key=\"infobox_description\" data-elementor-inline-editing-toolbar=\"advanced\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c964f2 elementor-widget elementor-widget-text-editor\" data-id=\"1c964f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tBCI is specialized in designing, implementing, and managing these types of non-traditional plans. Whether it means creating a pooled-risk plan for you, or adding you to an existing group, we serve as consultants, brokers, and administrators. \n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6107bd6 elementor-widget elementor-widget-image\" data-id=\"6107bd6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"470\" src=\"https:\/\/dev.bci-inc.ca\/wp-content\/uploads\/2020\/08\/BCI-Images-petite-regimes-non-conventionnels.jpg\" class=\"attachment-large size-large wp-image-774\" alt=\"\" srcset=\"https:\/\/dev.bci-inc.ca\/wp-content\/uploads\/2020\/08\/BCI-Images-petite-regimes-non-conventionnels.jpg 700w, https:\/\/dev.bci-inc.ca\/wp-content\/uploads\/2020\/08\/BCI-Images-petite-regimes-non-conventionnels-300x201.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-70037a0c\" data-id=\"70037a0c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1253be6 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1253be6\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58973704 elementor-widget elementor-widget-heading\" data-id=\"58973704\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Are you an association? <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cb50398 elementor-widget elementor-widget-text-editor\" data-id=\"6cb50398\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWe can design a multi-employer plan specifically for your members. \n\n<br\/><br\/>\n<span class=\"bold\">Our goal:<\/span> to offer them a competitive range of benefits and to promote their membership in the association.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f8c56f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7f8c56f\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bfae58 elementor-widget elementor-widget-heading\" data-id=\"9bfae58\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Are you a small or very small business?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c74f17c elementor-widget elementor-widget-text-editor\" data-id=\"c74f17c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tYou can join one of our exclusive proprietary pooled-risk plans: BCI Solutions (in Quebec) or BCI Care (in Ontario).\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-197366d\" data-id=\"197366d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-742bc7c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"742bc7c\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f3b25e0 elementor-widget elementor-widget-heading\" data-id=\"1f3b25e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Are you a medium-sized business?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f985950 elementor-widget elementor-widget-text-editor\" data-id=\"7f985950\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWe can great a custom multi-business group for your subsidiaries, branches, or franchisees, for example. \n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f7358ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f7358ca\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-482dfed1\" data-id=\"482dfed1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b18caf8 elementor-widget elementor-widget-uael-infobox\" data-id=\"b18caf8\" data-element_type=\"widget\" data-widget_type=\"uael-infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div class=\"uael-module-content uael-infobox uael-imgicon-style-normal  uael-infobox-center  infobox-has-icon uael-infobox-icon-above-title  uael-infobox-link-type-none\">\n\t<div class=\"uael-infobox-left-right-wrap\">\n\t\t\t\t\t\t<div class=\"uael-infobox-content\">\n\t\t\t\t\t\t\t<div class=\"uael-module-content uael-imgicon-wrap \">\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class='uael-infobox-title-wrap'><h5 class=\"uael-infobox-title-prefix elementor-inline-editing\" data-elementor-setting-key=\"infobox_title_prefix\" data-elementor-inline-editing-toolbar=\"basic\" >BCI Solutions and BCI Care<\/h5><h2 class=\"uael-infobox-title elementor-inline-editing\" data-elementor-setting-key=\"infobox_title\" data-elementor-inline-editing-toolbar=\"basic\" >Exclusive Solutions<br \/> That Reinvent Group Insurance<\/h2><\/div>\t\t\t\t\t\t<div class=\"uael-separator-parent\">\n\t\t\t\t<div class=\"uael-separator\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"uael-infobox-text-wrap\">\n\t\t\t\t<div class=\"uael-infobox-text elementor-inline-editing\" data-elementor-setting-key=\"infobox_description\" data-elementor-inline-editing-toolbar=\"advanced\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2369f8ab elementor-widget elementor-widget-text-editor\" data-id=\"2369f8ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThere is strength in numbers, even when it comes to benefits. That\u2019s why BCI created, for small and very small businesses, pooled-risk plans that measure up to plans for the biggest institutions. \n<br\/><br\/>\nExclusive to our advisors and clients, these pooled-risk plans allow for the smallest players to benefit from a remarkable volume effect. \n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71bd2ae elementor-widget elementor-widget-heading\" data-id=\"71bd2ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">BCI Solutions (Qu\u00e9bec) and BCI Care (Ontario) at a glance \n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5cad96c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5cad96c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0c115b6\" data-id=\"0c115b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1c9681 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c1c9681\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 50 50\"><title>BCI-icons-employes<\/title><path 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fill=\"#ffd45e\"><\/path><path d=\"M46.0678,16.6372l-3.3347-1.6689a.5007.5007,0,0,1-.278-.4508v-.6858c.0561-.0714.1137-.1536.1728-.235a8.3474,8.3474,0,0,0,1.03-1.9722,1.7987,1.7987,0,0,0,.8909-1.5567V8.6715A1.8079,1.8079,0,0,0,44.2,7.6085v-1.69a3.5819,3.5819,0,0,0-.8348-2.5759A4.7869,4.7869,0,0,0,39.592,1.9684a4.7862,4.7862,0,0,0-3.774,1.3755,3.5781,3.5781,0,0,0-.834,2.5713V7.6085a1.8086,1.8086,0,0,0-.3494,1.0629v1.3962a1.8025,1.8025,0,0,0,.57,1.3164,7.8613,7.8613,0,0,0,1.1758,2.433v.6682a.5023.5023,0,0,1-.2627.4424l-3.1142,1.6988a3.5658,3.5658,0,0,0-1.8593,3.1319V20.82a1.1182,1.1182,0,0,0,1.1174,1.1167h5.6893a12.6718,12.6718,0,0,1,.1052,1.536,12.1521,12.1521,0,0,1-.2043,2.2579,13.0468,13.0468,0,0,1-4.4091,7.68l.0561-.5376a.768.768,0,0,0-1.5276-.1574l-.2373,2.2917a.1091.1091,0,0,1,0,.0353.1356.1356,0,0,0-.0054.04.6664.6664,0,0,0,.0184.0883.7135.7135,0,0,0,.0376.1859.8448.8448,0,0,0,.0438.0822.755.755,0,0,0,.1152.169c.0177.0184.0392.0323.0584.0492a.7519.7519,0,0,0,.18.1206c.0261.0115.0538.0161.0814.0253a.7365.7365,0,0,0,.1536.0476l2.2917.2373h.0768a.769.769,0,1,0,.0768-1.536l-.3671-.0376a14.5736,14.5736,0,0,0,4.8668-8.5071,13.7472,13.7472,0,0,0,.23-2.5344,14.0541,14.0541,0,0,0-.0937-1.536h7.425A1.1174,1.1174,0,0,0,48.04,20.82v-.993A3.5489,3.5489,0,0,0,46.0678,16.6372ZM46.504,20.4H32.68v-.642a2.0291,2.0291,0,0,1,1.0591-1.7833l3.1142-1.6988a2.0375,2.0375,0,0,0,1.0629-1.7894v-1.205l-.1759-.2135a6.2208,6.2208,0,0,1-1.1044-2.2925l-.07-.3072-.2627-.169a.278.278,0,0,1-.1313-.23V8.6715a.28.28,0,0,1,.096-.2043l.2534-.23V5.8782l-.0069-.1006a2.0022,2.0022,0,0,1,.4608-1.4216,3.37,3.37,0,0,1,2.6166-.8517,3.3915,3.3915,0,0,1,2.6066.8379,2.0367,2.0367,0,0,1,.4723,1.4354l-.0069,2.46.2527.23a.2811.2811,0,0,1,.096.2051v1.3962a.2826.2826,0,0,1-.2012.2627l-.384.1175-.1221.384a6.8706,6.8706,0,0,1-.9331,1.8816c-.0968.1367-.1874.2527-.265.3425l-.19.2173v1.2426a2.029,2.029,0,0,0,1.132,1.8248L45.3842,18.01a2.0214,2.0214,0,0,1,1.12,1.8171Z\" fill=\"#ffd45e\"><\/path><path d=\"M18.2416,9.034a.768.768,0,0,0-.9585.5115l-.67,2.2042v.0092a.7588.7588,0,0,0-.0338.2158c0,.0146.0069.0261.0077.04a.794.794,0,0,0,.0276.1336.7127.7127,0,0,0,.0476.1582.0367.0367,0,0,0,.0084.0284.6327.6327,0,0,0,.0614.0768.5215.5215,0,0,0,.225.2089.7.7,0,0,0,.1275.0684c.0146.0054.0253.0169.0407.0215l2.2042.67a.7542.7542,0,0,0,.2235.033.768.768,0,0,0,.2227-1.503l-.5107-.1536a12.9861,12.9861,0,0,1,11.4862.0038l-.4992.1536a.768.768,0,0,0,.2227,1.503.7542.7542,0,0,0,.2235-.033l2.2049-.67c.0123,0,.0215-.0131.0338-.0177a.7265.7265,0,0,0,.1275-.0684.4677.4677,0,0,0,.2-.1736.66.66,0,0,0,.0929-.1137c.0084-.0146.0077-.0323.0146-.0468a.6093.6093,0,0,0,.0192-.0637.758.758,0,0,0,.0476-.2365v-.0131a.7187.7187,0,0,0-.0154-.1144.7592.7592,0,0,0-.0108-.1106l-.67-2.2042a.768.768,0,1,0-1.4692.447l.1106.364a14.53,14.53,0,0,0-12.74-.0123l.1068-.3517a.768.768,0,0,0-.5092-.9646Z\" fill=\"#ffd45e\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3028152 elementor-widget elementor-widget-heading\" data-id=\"3028152\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">For organizations with fewer than 100 employees<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-eb623d8\" data-id=\"eb623d8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-265ddc8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"265ddc8\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 50 50\"><title>BCI-icons-activite<\/title><path d=\"M8.0313,1.3682H2.4063A1.0321,1.0321,0,0,0,1.375,2.3994V8.1182a1.0313,1.0313,0,0,0,2.0625,0V3.4307H8.0313a1.0313,1.0313,0,0,0,0-2.0625Z\" fill=\"#ffd45e\"><\/path><path d=\"M48.625,2.3994a1.0325,1.0325,0,0,0-1.0312-1.0312h-5.625a1.0312,1.0312,0,0,0,0,2.0625h4.5938V8.1182a1.0313,1.0313,0,0,0,2.0625,0Z\" fill=\"#ffd45e\"><\/path><path d=\"M8.0313,46.5557H3.4375V41.8682a1.0313,1.0313,0,0,0-2.0625,0v5.7188a1.0325,1.0325,0,0,0,1.0313,1.0313h5.625a1.0313,1.0313,0,0,0,0-2.0625Z\" fill=\"#ffd45e\"><\/path><path d=\"M48.625,41.8682a1.0313,1.0313,0,0,0-2.0625,0v4.6875H41.9688a1.0313,1.0313,0,0,0,0,2.0625h5.625a1.0328,1.0328,0,0,0,1.0313-1.0312Z\" fill=\"#ffd45e\"><\/path><path d=\"M45.1025,12.8545,25.5171,1.5073a1.03,1.03,0,0,0-1.0342,0L4.89,12.8545a1.0332,1.0332,0,0,0-.5146.8911H4.374l.0015,22.5073a1.0346,1.0346,0,0,0,.5244.8994l19.583,11.3408a1.068,1.068,0,0,0,1.0347-.001l19.57-11.3379a.9557.9557,0,0,0,.5283-.8877V13.7544A1.0333,1.0333,0,0,0,45.1025,12.8545ZM23.9688,45.8105,7.4795,36.2578l12.4087-7.1152a1.0317,1.0317,0,0,0-1.0264-1.79L6.4375,34.4736V15.5283L23.9688,25.5967ZM25,23.811,7.478,13.7432,25,3.5913,42.5215,13.7432ZM43.5635,34.4736,31.1377,27.3525a1.0315,1.0315,0,0,0-1.0254,1.79l12.4082,7.1152L26.0313,45.8105V25.5967L43.5635,15.5283Z\" fill=\"#ffd45e\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7175c4 elementor-widget elementor-widget-heading\" data-id=\"c7175c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">For all industries<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-26ea46e\" data-id=\"26ea46e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a61b6ee elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a61b6ee\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 50 50\"><title>BCI-icons-garanties<\/title><path d=\"M49.2,42.79l-7.5639-11.03.195-.2971a20.1382,20.1382,0,1,0-33.6628,0l.1955.2971L.8,42.79l8.5162-1.5869,1.5879,8.5151,7.13-10.3991.3812.1321a20.2249,20.2249,0,0,0,13.1694,0l.3807-.1321,7.1305,10.3991,1.5889-8.5151ZM11.9673,44.6876,10.89,38.9066,5.11,39.9858l4.5047-6.57.4493.4973a20.1892,20.1892,0,0,0,5.5978,4.3448l.5262.2765ZM25,38.5909A18.1709,18.1709,0,1,1,43.1714,20.42,18.1911,18.1911,0,0,1,25,38.5909Zm13.0322,6.0967-4.2189-6.1534.5262-.2765a20.1719,20.1719,0,0,0,5.5973-4.3448l.4488-.4973L44.89,39.9848l-5.781-1.0782Z\" fill=\"#ffd45e\"><\/path><polygon points=\"21.513 25.999 16.859 21.345 15.542 22.662 21.513 28.633 34.459 15.688 33.142 14.371 21.513 25.999\" fill=\"#ffd45e\"><\/polygon><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7fe59f elementor-widget elementor-widget-heading\" data-id=\"a7fe59f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">High value-added coverage and guarantees \n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-271d58f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"271d58f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d1b69be\" data-id=\"d1b69be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32e00d8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"32e00d8\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 50 50\"><title>BCI-icons-crochet<\/title><path d=\"M25,1A24,24,0,1,0,49,25,24.0275,24.0275,0,0,0,25,1Zm0,45.5633A21.5631,21.5631,0,1,1,46.5633,25,21.5874,21.5874,0,0,1,25,46.5633Z\" fill=\"#ffd45e\"><\/path><path d=\"M13.9621,25.9792l7.0568,7.1739a1.39,1.39,0,0,0,.9973.418l.1241.01a1.4313,1.4313,0,0,0,.91-.4662L36.0791,18.7686a1.3985,1.3985,0,0,0-2.07-1.881L21.9755,30.1386,15.9567,24.02a1.401,1.401,0,0,0-.9993-.4175,1.3972,1.3972,0,0,0-.9953,2.3769Z\" fill=\"#ffd45e\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73a5592 elementor-widget elementor-widget-heading\" data-id=\"73a5592\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Large flexibility in the choice of options\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b4d591e\" data-id=\"b4d591e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d6ed59 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0d6ed59\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 50 50\"><title>BCI-icons-prix<\/title><path d=\"M41.4441,27.0857a.7044.7044,0,0,0-1.4087,0,.8944.8944,0,1,1-1.7887,0,.7044.7044,0,0,0-1.4087,0,2.3031,2.3031,0,1,0,4.6061,0Z\" fill=\"#ffd45e\" stroke=\"#ffd45e\" stroke-miterlimit=\"10\" stroke-width=\"0.25\"><\/path><path 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elementor-element-128bf15 elementor-widget elementor-widget-heading\" data-id=\"128bf15\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Affordable prices<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-83e7cf3\" data-id=\"83e7cf3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f78fbcc elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f78fbcc\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 50 50\"><title>BCI-icons-fluctuation<\/title><path d=\"M48,43H2a1,1,0,0,1,0-2H48a1,1,0,0,1,0,2Zm0,0\" fill=\"#ffd45e\"><\/path><path d=\"M14,43H4a1.0007,1.0007,0,0,1-1-1V17a2.0033,2.0033,0,0,1,2-2h8a2.0033,2.0033,0,0,1,2,2V42a1.0007,1.0007,0,0,1-1,1ZM5,41h8V17H5Zm0,0\" fill=\"#ffd45e\"><\/path><path d=\"M30,43H20a1.0007,1.0007,0,0,1-1-1V9a2.0033,2.0033,0,0,1,2-2h8a2.0033,2.0033,0,0,1,2,2V42a1.0007,1.0007,0,0,1-1,1Zm-9-2h8V9H21Zm0,0\" fill=\"#ffd45e\"><\/path><path d=\"M46,43H36a1.0007,1.0007,0,0,1-1-1V23a2.0033,2.0033,0,0,1,2-2h8a2.0033,2.0033,0,0,1,2,2V42a1.0007,1.0007,0,0,1-1,1Zm-9-2h8V23H37Zm0,0\" fill=\"#ffd45e\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da986f5 elementor-widget elementor-widget-heading\" data-id=\"da986f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Limited fluctuation in premiums <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-00533b4 elementor-widget elementor-widget-text-editor\" data-id=\"00533b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/dev.bci-inc.ca\/contact\/\">Contact us<\/a> to learn more about these ingenious solutions.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>BCI by your side For Non-Traditional Plans It\u2019s hard as a small organization to negotiate with insurers\u2026Unless you join together with other businesses with similar needs and challenges. That\u2019s the idea behind pooled-risk plans or multi-employer plans that allow SMEs and associations to take advantage of enhanced coverage at affordable and stable prices. Joining together [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pooled programs and BCI Solution\/BCI Care - BCI Coordonateurs avantages sociaux<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pooled programs and BCI Solution\/BCI Care - BCI Coordonateurs avantages sociaux\" \/>\n<meta property=\"og:description\" content=\"BCI by your side For Non-Traditional Plans It\u2019s hard as a small organization to negotiate with insurers\u2026Unless you join together with other businesses with similar needs and challenges. 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